HOW IT WORKS
Good things take planning.
Apply once, ready when you are.
Explore the network, choose how you pay for each purchase, and shop thousands of retailers without ever reapplying.
HOW IT WORKS
Good things take planning.
Apply once, ready when you are.
Explore the network, choose how you pay for each purchase, and shop thousands of retailers without ever reapplying.
HOW IT WORKS
Good things take planning.
Apply once, ready when you are.
Explore the network, choose how you pay for each purchase, and shop thousands of retailers without ever reapplying.
THREE STEPS
From checkout
to paid off.
THREE STEPS
From checkout
to paid off.
THREE STEPS
From checkout
to paid off.
01
Shop in-store or online
Ask a sales associate for Flexiti in-store, or select Flexiti at checkout online. Either way, there is no need to reapply.
02
Choose your plan and term
Pick the plan and term that suits the purchase. Promotional plans vary by merchant.
03
Manage everything online
Check your balance, see your statements and track every plan with the Flexiti mobile app or on my.flexiti.com.
04
Discover special offers
Explore offers and promotions across the Flexiti Network. New offers are added all the time.
PLANS
Three ways to pay.
Pick the one that fits the purchase.
Pick the plan and term that suits the purchase.
PLANS
Three ways to pay.
Pick the one that fits the purchase.
Pick the plan and term that suits the purchase.
PLANS
Three ways to pay.
Pick the one that fits the purchase.
Pick the plan and term that suits the purchase.
PLAN
HOW YOU PAY
INTEREST
GOOD FOR
01
Even split
Equal monthly payments until end of term.
0% interest¹ available
or low / regular interest, depending on the plan
Spreading a big purchase over predictable monthly payments
02
Pay in a bit
No payments required until end of term.
0% interest¹ available
when the balance is paid in full before the term ends
Defer your payment completely until later
03
Regular credit
Payments just like a regular credit card.
Account APR
Applied to your outstanding balance.
Everyday purchases at network stores
01
Even split
HOW YOU PAY
Equal monthly payments until end of term.
INTEREST
0% interest¹ available
or low / regular interest, depending on the plan
GOOD FOR
Spreading a big purchase over predictable monthly payments
02
Pay in a bit
HOW YOU PAY
No payments required until end of term.
INTEREST
0% interest¹ available
when the balance is paid in full before the term ends
GOOD FOR
Defer your payment completely until later
03
Regular credit
HOW YOU PAY
Payments just like a regular credit card.
INTEREST
Account APR
Applied to your outstanding balance.
GOOD FOR
Everyday purchases at network stores
01
Even split
HOW YOU PAY
Equal monthly payments until end of term.
INTEREST
0% interest¹ available
or low / regular interest, depending on the plan
GOOD FOR
Spreading a big purchase over predictable monthly payments
02
Pay in a bit
HOW YOU PAY
No payments required until end of term.
INTEREST
0% interest¹ available
when the balance is paid in full before the term ends
GOOD FOR
Defer your payment completely until later
03
Regular credit
HOW YOU PAY
Payments just like a regular credit card.
INTEREST
Account APR
Applied to your outstanding balance.
GOOD FOR
Everyday purchases at network stores
Estimate only. Plans, terms and rates vary by retailer. ¹ No interest payable if required payments are made when due. On approved credit.
Apply nowSIMPLY SECURE™
Optional coverage
for peace of mind.
Big purchases come with a payment plan. Simply Secure™ is the backup plan: optional protection that can cover your payments if you lose your job, become disabled, or face a critical illness. Add it anytime.
SIMPLY SECURE™
Optional coverage
for peace of mind.
Big purchases come with a payment plan. Simply Secure™ is the backup plan: optional protection that can cover your payments if you lose your job, become disabled, or face a critical illness. Add it anytime.
SIMPLY SECURE™
Optional coverage
for peace of mind.
Big purchases come with a payment plan. Simply Secure™ is the backup plan: optional protection that can cover your payments if you lose your job, become disabled, or face a critical illness. Add it anytime.
Job loss or disability
Paid on your behalf if you lose your job or become totally disabled.
Job loss or disability
Paid on your behalf if you lose your job or become totally disabled.
Critical illness or death
Your outstanding balance is paid in the event of critical illness or death.
Critical illness or death
Your outstanding balance is paid in the event of critical illness or death.
Free to cancel
Change your mind within 30 days (60 in Quebec) and cancel at no cost.
Free to cancel
Change your mind within 30 days (60 in Quebec) and cancel at no cost.
QUESTIONS
Good to know
before you apply.
How do I apply?
Apply online at flexiti.com, or in-store and online at retailers across the Flexiti Network. You'll have a decision in minutes.
Am I eligible?
Does Flexiti check my credit?
Can I start shopping right away?
What if I'm declined?
Ready when you are.
Apply in minutes.
¹ No interest payable if required payments are made when due. ² Approved in minutes. All financing is subject to credit approval.
Ready when you are.
Apply in minutes.
¹ No interest payable if required payments are made when due. ² Approved in minutes. All financing is subject to credit approval.
Ready when you are.
Apply in minutes.
¹ No interest payable if required payments are made when due. ² Approved in minutes. All financing is subject to credit approval.